What's the difference between Challenge and Funded Accounts?

Reward Share

Challenge Accounts: After passing and meeting Scale-Up criteria, you become eligible for a reward based on the Challenge profit target (ZP 1-Step and 2-Step; not ZP Lite).

Funded Accounts: Your Reward Share increases to 80% (and up to 90% with Scale-Up, or up to 95% with add-ons) based on account growth.

Profit target

Challenge Accounts: You must reach the profit target during the Challenge Phase (e.g. 8% Phase 1, 5% Phase 2 for ZP 2-Step).

Funded Accounts: There is no profit target; you trade and request Performance Rewards according to your schedule.

Reset

Challenge Accounts: You can reset in Phase 1 and Phase 2 (subject to fees and terms).

Funded Accounts: You cannot reset once you are in the Funded Phase.